| - 0% APR* on Purchases and Balance Transfers for 6 months if you qualify based on your application and credit history*
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
- Redeem points for gift cards, travel, electronics, music and more.
- No Annual Fee
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